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Policy & Regulation

DOJ antitrust action, Fed rate decisions, NAR settlement fallout, and the state-level housing legislation most industry press won't cover in plain English.

Rocket and Mr. Cooper Are One Company Now. Here's Who Actually Owns Your Mortgage.

The $14.2B acquisition closed this month. It means one in six new mortgages in America is now touched by the same servicer. The consolidation chart is genuinely ugly.

DOJ Wants to Decouple Commissions. The Industry Is Pretending It Doesn't Hear Them.

Eighteen months after the NAR settlement, DOJ's latest report says buyer-agent commissions should come off the seller's ledger entirely. Here's what actually happens if they do.